Health Insurance Coverage

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so, landed new job. great pay, easy work. all's good, except i'm looking @ selecting company covered health plans.

plan follows:

$1500 deductible
20% coinsurance
$5000 payment limit

it's ppo based plan. i've read, deductible maximum amount pay, turns co-pay.

however, mentioned having copay instead of using deductible in-network doctors?

i'm not sure i'm looking @ right now.

want, choose doctor, don't have preference, whatever's in network fine me. during doctor visits, pay co-pay not full charge of services provided. not provided ppos?
 

if plan considered "ppo" means there's network of doctors/health care providers have agreed take part in whatever plans insurer offers. plan describe might fit want; plan copay , no deductible more expensive. if there's clause in there says deductible applies out-of-network providers pay copay; you'd have give more details before can tell sure if that's says.
 


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